When it comes to business, we understand that every day can bring new challenges. That’s why our team focuses on building insurance coverage solutions to help overcome your unique business challenges.

Since 1949, we’ve provided Texas companies access to a wide offering of business owner’s policies. And with The Nitsche Group, we don’t just insure your business. We work to help secure it and protect your bottom line.

We’re in the business of helping businesses. Learn why we have earned the reputation as Texas’ trusted source for business owners by giving us a call today!

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Business Owners’ Policies As Unique as Your Company

Business owners’ insurance, also known as BOP insurance, is a policy that combines both property and liability coverage into one package. It’s popular among a variety of small and medium-sized businesses such as restaurants, wholesalers, retail stores and contractors. A BOP policy, like most other policies, has certain coverage exclusions that you should be aware of. If you need protection for something that isn’t covered, policy endorsements might be available to extend coverage. To speak to a representative about the different options you have for your BOP policy, give us a call today!

The Benefits of Business Owner’s Insurance

A BOP policy, like most other policies, has certain coverage exclusions that you should be aware of. If you need protection for something that isn’t covered, policy endorsements might be available to extend coverage.

Who Needs Business Owners’ Insurance?

If you own a small to medium-sized businesses with commercial property, you should consider a BOP. It combines general liability and commercial property insurance. This combination gives you both liability protection – for things like accidents and lawsuits – and commercial property insurance, which covers your building and business personal property. 

What Are the Differences Between a BOP & General Liability Coverage?

A business owners policy combines general liability and property insurance into one easy to manage policy. General liability protects your business from third-party liability claims, including bodily injury, property damage, and personal injury. There’s no need for an additional general liability insurance policy if you have a BOP.

What is Considered Business Personal Property?

Business personal property is coverage for property owned and used by your business. It’s a coverage included in a business owner’s policy.

What Are BOP’s Specific Provisions?

Liability claims, like customer injury and property damage not owned by the business, along with protecting your commercial building and its contents.

Offices Across the Lone Star State

Learn more about our other locations, insurance professionals, and services today!

Stop by anytime to say “hello” or to speak with one of our team members about finding an insurance solution for your needs. We are always happy to chat. To speak to an insurance professional in your area or to get a quote for your commercial or personal insurance needs, give us a call.

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The Nitsche Group – Dallas

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The Nitsche Group – Waco

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The Nitsche Group – Temple

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The Nitsche Group – Round Rock

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The Nitsche Group – Bastrop

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The Nitsche Group – Giddings

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The Nitsche Group – La Grange

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The Nitsche Group – Houston

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The Nitsche Group – San Antonio