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Business Owners’ Policies As Unique as Your Company
Business owners’ insurance, also known as BOP insurance, is a policy that combines both property and liability coverage into one package. It’s popular among a variety of small and medium-sized businesses such as restaurants, wholesalers, retail stores and contractors. A BOP policy, like most other policies, has certain coverage exclusions that you should be aware of. If you need protection for something that isn’t covered, policy endorsements might be available to extend coverage. To speak to a representative about the different options you have for your BOP policy, give us a call today!
The Benefits of Business Owner’s Insurance
A BOP policy, like most other policies, has certain coverage exclusions that you should be aware of. If you need protection for something that isn’t covered, policy endorsements might be available to extend coverage.
Who Needs Business Owners’ Insurance?
If you own a small to medium-sized businesses with commercial property, you should consider a BOP. It combines general liability and commercial property insurance. This combination gives you both liability protection – for things like accidents and lawsuits – and commercial property insurance, which covers your building and business personal property.
What Are the Differences Between a BOP & General Liability Coverage?
A business owners policy combines general liability and property insurance into one easy to manage policy. General liability protects your business from third-party liability claims, including bodily injury, property damage, and personal injury. There’s no need for an additional general liability insurance policy if you have a BOP.
What is Considered Business Personal Property?
Business personal property is coverage for property owned and used by your business. It’s a coverage included in a business owner’s policy.
What Are BOP’s Specific Provisions?
Liability claims, like customer injury and property damage not owned by the business, along with protecting your commercial building and its contents.
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