Deadline Approaching: Medicare Part D Notices Due Oct. 14

Oct 1, 2019

Deadline Approaching: Medicare Part D Notices Due Oct. 14

The deadline is approaching for group health plan sponsors to notify Medicare Part D eligible individuals whether the drug coverage offered by their plan is at least as good as the Medicare Part D coverage (in other words, whether their prescription drug coverage is “creditable”).

Group health plan sponsors must also report to the Centers for Medicare and Medicaid Services (CMS) whether the health plan’s prescription drug coverage is creditable.

Plan sponsors must provide the annual disclosure notice to Medicare-eligible individuals before Oct. 15, 2019.

What is this notice?

This notice is important because Medicare beneficiaries who are not covered by creditable prescription drug coverage and do not enroll in Medicare Part D when first eligible will likely pay higher premiums if they enroll at a later date. Although there are no specific penalties associated with this notice requirement, failing to provide the notice may be detrimental to employees.

What do employers need to do?

Employers should confirm whether their health plans’ prescription drug coverage is creditable or non-creditable and prepare to send their Medicare Part D disclosure notices before Oct. 15, 2019.

To make the process easier, employers often include Medicare Part D notices in open enrollment packets.

Need Help?

The Centers for Medicare and Medicaid Services (CMS) has provided model notices for employers to use. Visit the CMS website for more information.

For more information, reach out to your group health plan provider or your dedicated insurance agent.


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