Life Insurance
Life Insurance
As a locally owned and operated insurance company, The Nitsche Group is in the business of protecting our neighbors and their families with our life insurance policies.
We’re not like the other big insurance companies you may know. We’re a local team of brokers (think: “dealers”) that get to know you and put together a custom life insurance policy specifically tailored to you and the needs of your family.
Your local representative will be more than happy to answer your questions and provide you with coverage to suit your unique needs.
Get in touch.
Fill out and submit the form below to have one of our representatives contact you about your coverage options.
Why Consider a Life Insurance Policy?
Life insurance is an important part of any financial plan. It can provide security for the people you love when you are no longer around. The death benefit is usually federally tax-free and can be used by your beneficiaries for a variety of things, such as paying burial costs and estate taxes, or ensuring that your children have money for college.
As a family-owned business, The Nitsche Group understands the importance of protecting your legacy for years to come. Unlike other large insurance agencies focused on meeting numbers as quickly as possible, The Nitsche Group is focused on taking the time to get to know you. We are dedicated to providing you the best possible service and that starts with providing you valuable information for your life insurance policy. For more information, call one of our expert agents today!
What is Life Insurance?
Life insurance helps provide financial security for loved ones in the event of death. Coverage is offered so long as death is caused by a covered event.
Types of Life Insurance
Term Life
These policies last for a certain period of time, usually five to 30 years. Term policies only pay if you die before the end of the term, otherwise, they pay nothing.
Universal Life
This permanent policy with flexible premium payments and death benefits can help protect your loved ones while building tax-deferred cash value. Helps provide for a family’s loss of income, mortgage costs, and educational needs
Whole Life
Unlike term life insurance, permanent life insurance covers you for your entire life, as long as you stay current on your premiums. Whole life insurance helps your family prepare for the unexpected. The guaranteed death benefit can help replace a family’s loss of income, help with mortgage costs, or educational needs — or leave a legacy for the next generation. Over time, these policies build cash value that grows tax-free.